Notas

[1] “Decimalisation table attacks for PIN cracking (PDF)” (Mike Bond, Piotr Zieliński) Technical Report # 560, University of Cambridge, febrero 2003. <<

[2] “The man who invented the cash machine” BBC News, 25/06/2007. <<

[3] “Ross Anderson (web profesional)” Universidad de Cambridge. <<

[4] Faxes (Bowes & Turner, abogados). <<

[5] Cartas y documentación (Ross Anderson) cryptome.org <<

[5b] Cartas y documentación (Ross Anderson) cryptome.org <<

[6] Carta de Ross Anderson 19/02/2003. <<

[7] “Creditcard-holders ‘must pay’ ” [Archive.org - 29/10/2004] news24.com, 8/08/2005. <<

[8] “Frequently Asked Questions (FAQ) about the Electronic Frontier Foundation’s ‘DES Cracker’ machine” EFF, 16/07/1998. <<

[9] “Tribunal de Distrito de Francfort del Meno, Número de documento 30 C 2119/97 hasta 45, 1/09/1008” [Archive.org - 8/05/2009, traducido del alemán mediante Google Translate] www.ccc.de <<

[10] “Crypto in Europe - Markets, Law and Policy (PDF)” Ross J. Anderson. Cryptography: Policy and Algorithms, Springer LNCS 1029, 75-89 (1995). <<

[11] Carta y documentación Ross Anderson. doc.ic.ac.uk <<

[12] “Card fraud and computer evidence” Ross Anderson. The Risks Digest 15, 17/02/1994. <<

[13] “Why Cryptosystems Fail” Ross Anderson. <<

[14] “The unbearable lightness of PIN cracking (PDF)” Omer Berkman, Odelia Moshe Ostrovsky. Proceedings of the 11th International Conference on Financial cryptography and 1st International conference on Usable Security, pp. 224-238 (2007). <<

[15] www.emvco.com Europay fue absorbida por MasterCard en 2002. JCB se unió a la asociación en 2004, y American Express lo hizo en 2009. <<

[16] “EMVCo Integrated Circuit Card Specifications for Payment Systems - Book 2: Security and key management” (Hacer clic en “Agree“). <<

[17] “Global EMV Adoption Continues to Grow” EmvX blog, 30/01/2012. <<

[18] “BBVA lanza una nueva familia de tarjetas que se adapta a las preferencias de pago de sus clientes y hace más sencillo su uso” Nota de prensa de BBVA, 23/10/2009. <<

[19] “La gran banca frena la implantación de la tecnología chip en las tarjetas” Cinco Días, 2/06/2009. <<

[20] “Millions in danger from chip and pin fraudsters” Mail Online, 5/06/2006. <<

[21] “Visa update for EMV Chip implementation in the U.S”. EmvX blog, 17/01/2012. <<

[22] “MasterCard aligns with Visa’s U.S. EMV migration plans by publishing its own EMV implementation roadmap” EmvX blog, 1/02/2012. <<

[23] “APACS response to BBC Watchdog findings on chip and PIN” Nota de prensa de APACS, 6/02/2007. <<

[24] “Card fraud: banks now have to prove your guilt” The Telegraph, 15/10/2009. <<

[25] “Shell’s £1m chip and PIN fraud ‘an inside job’ ” ZDNet, 9/05/2006. <<

[26] “New card threat to bank customers” BBC News, 26/10/2009. <<

[27] “Egg acts over ‘risky’ customers” BBB News, 2/02/2008. <<

[28] Carta del Defensor del Cliente (Financial Ombudman Service) 18/01/2007. <<

[29] “Banking: the PIN and the ATM” Stephen Mason. www.stephenmason.eu <<

[30] “Fraud victims told: Go to the bank, NOT the police” London Evening Standard, 30/03/2007. <<

[31] “Growing epidemic of card cloning” Ross Anderson, 26/07/2006. <<

[32] “Chip & PIN terminal playing Tetris” youtube.com, 3/01/2007. <<

[33] “Chip & PIN (EMV) relay attacks” Saar Drimen, Steven J. Murdoch. <<

[34] “Thinking inside the box: system-level failures of tamper proofing (PDF 5,1 MB)” Saar Drimen, Steven J. Murdoch, Ross Anderson. Technical Report # 711, University of Cambridge, febrero 2008. <<

[35] Carta de B. Dunn (VISA) a Steven Murdoch (PDF) 26/02/2008. <<

[36] “How secure is Chip and PIN?” BBC News, 26/02/2008. <<

[37] “APACS response to clarification questions raised by Stephen Murdoch of Cambridge University (PDF)” <<

[38] “Fraud ring funnels data from cards to Pakistan” The Wall Street Journal – European Edition, 11/10/2008. <<

[39] “Understanding terminal manipulation at the point of sale (PDF)” Folleto de MasterCard. <<

[40] “Portable credit card terminals used in fraud” thestar.com, 31/05/2012. <<

[41] “2008 fraud figures announced by APACS” Nota de prensa de UK Payments Administration, 19/03/2009. <<

[42] “Optimised to fail: card readers for online banking (PDF 2 MB)” Saar Drimer, Steven J. Murdoch, Ross Anderson. Financial Cryptography and Data Security’09, Barbados 02/2009. <<

[43] “New card and banking fraud figures” Nota de prensa de The UK Cards Association, 10/03/2011. <<

[44] “DDA on EMV cards offers best-in-class security to reduce fraud” Financial Services & Retail Newsletter, Julio 2009. <<

[45] “DDA authentication in Europe - payment card security at its best” gi-de.com <<

[46] “Indicadores estadísticos de la migración a SEPA (PDF)” Comisión de Seguimiento de la migración a SEPA (sepaesp.es) <<

[47] “Axalto y Caixa Penedes son pioneros en la migración hacia la tecnología EMV en España” Business Wire, 18/04/2005. <<

[48] “Gemalto respalda la migración de Diners Club España al sistema EMV” Nota de prensa de Gemalto, 2/02/2012. <<

[49] “El sector de las tarjetas de pago en España (PDF)” Ahmad Rahnema. IESE Business School (Navarra), Estudio nº 39, julio 2006. <<

[50] “Los bancos españoles pierden 198 millones de euros en 2011 por el fraude en tarjetas” Expansión, 16/05/2012. <<

[51] Directiva 2007/64/CE del Parlamento Europeo y del Consejo de 13/11/2007, sobre servicios de pago en el mercado interior (PDF). Diario Oficial de la Unión Europea L 319/1 a 319/36, 5/12/2007. <<

[52] Ley 16/2009, de 13 noviembre, de servicios de pago Boletín Oficial del Estado, Num.275, pp.96887-96918, 14/11/2009. <<

[53] “FSA begins new banking regulation to promote fairness for consumers” Nota de prensa de la Financial Services Authority, 28/10/2009. <<

[54] “Card fraud: banks now have to prove your guilt” The Telegraph, 15/10/2009. <<

[55] “Chip and PIN is broken (PDF 1,4 MB)” Stephen J. Murdoch, Saar Drimer, Ross Anderson, Mike Bond. 2010 IEEE Symposium on Security and Privacy pp. 433-446. <<

[56] “EMV PIN verification ‘wedge’ vulnerability” Stephen J. Murdoch, Saar Drimer, Ross Anderson, Mike Bond. <<

[57] “New flaws in chip and pin system revealed” BBC News, 11/02/2010. <<

[58] “The UK Cards Association’s Response to BBC Newsnight’s item on Chip and PIN is broken” Nota de prensa de The UK Cards Association, 11/02/2010. <<

[59] “Chip and pin is broken” Ross Anderson, 11/02/2011. <<

[60] Id. [59], comentario 19 <<

[61] Id. [59], comentario 22<<

[62] IP Information for 193.128.116.71 whois.domaintools.com <<

[63] “Banking industry worker faces cosh over anonymous rant” The Register, 24/02/2010. <<

[64] http://code.google.com/p/smartcarddetective/ <<

[65] “Smart Card Detective” Smart Architects. <<

[66] http://www.smartcarddetective.com/ <<

[67] “The Smart Card Detective: a hand-held EMV interceptor (PDF 2,7 MB)” Omar S. Choudary. Tesis. Universidad de Cambridge, junio 2010. <<

[68] “Responsible disclosure practice (PDF)” Carta de Melanie Johnson (UK Cards Association) a Stephen Jolly (Universidad de Cambridge), 1/12/2010. <<

[69] “Responsible disclosure and academic freedom (PDF)” Carta de Ross Anderson a Melanie Johnson, 24/12/2010. <<

[70] “Press Articles on UKCA request” web de Omar Choudary. <<

[71] “Publication of materials that assist crime (PDF)” Carta de Melanie Johnson a G. P. Allen (Universidad de Cambridge), 4/04/2011. <<

[72] “Responsible disclosure and academic freedom (PDF)” Carta de Ross Anderson a Melanie Johnson, 2/12/2011. <<

[73] “Worldwide EMV Deployment” EMVCo <<

[74] “New Cryptography Drafts” EMVCo <<

[75] Sentencia STS 8466/2009 (PDF) 16/12/2009. <<